 :root {
      --blue: #0A2540;
      --blue-2: #123a5f;
      --gold: #12A85A;
      --gold-2: #2DD47A;
      --white: #FFFFFF;
      --gray: #F8F9FA;
      --text: #26394d;
      --muted: #6b7c8e;
      --line: #e6edf4;
      --green: #0f9f6e;
      --shadow: 0 18px 48px rgba(10, 37, 64, 0.13);
      --radius: 8px;
      --max: 1280px;
    }

    * {
      box-sizing: border-box;
      margin: 0;
      padding: 0;
    }

    html {
      scroll-behavior: smooth;
      scroll-padding-top: 96px;
    }

    body {
      color: var(--text);
      font-family: Arial, Helvetica, sans-serif;
      line-height: 1.6;
      background: var(--white);
    }

    img {
      display: block;
      max-width: 100%;
    }

    a {
      color: inherit;
      text-decoration: none;
    }

    button,
    input,
    select,
    textarea {
      font: inherit;
    }

    .container {
      width: min(100% - 32px, var(--max));
      margin: 0 auto;
    }

    .section {
      padding: 82px 0;
    }

    .section-light {
      background: var(--gray);
    }

    .section-bleed {
      padding: 0;
      background: var(--blue);
    }

    .eyebrow {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      color: var(--gold);
      font-size: 0.78rem;
      font-weight: 800;
      letter-spacing: 0;
      margin-bottom: 12px;
      text-transform: uppercase;
    }

    .section-head {
      max-width: 760px;
      margin: 0 auto 34px;
      text-align: center;
    }

    .section-head h2 {
      color: var(--blue);
      font-size: clamp(2rem, 4vw, 3rem);
      line-height: 1.14;
      margin-bottom: 14px;
    }

    .section-head p {
      color: var(--muted);
      font-size: 1.04rem;
    }

    .btn {
      display: inline-flex;
      align-items: center;
      justify-content: center;
      min-height: 46px;
      gap: 10px;
      border: 0;
      border-radius: var(--radius);
      cursor: pointer;
      font-weight: 800;
      padding: 13px 20px;
      transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease, color 0.2s ease;
    }

    .btn:hover {
      transform: translateY(-2px);
    }

    .btn-primary {
      background: var(--gold);
      box-shadow: 0 12px 24px rgba(18, 168, 90, 0.28);
      color: var(--blue);
    }

    .btn-primary:hover {
      background: var(--gold-2);
    }

    .btn-secondary {
      background: var(--blue);
      color: var(--white);
    }

    .btn-ghost {
      background: rgba(255, 255, 255, 0.12);
      border: 1px solid rgba(255, 255, 255, 0.32);
      color: var(--white);
    }

    .btn-light {
      background: var(--white);
      color: var(--blue);
    }

    .site-header {
      position: sticky;
      top: 0;
      z-index: 50;
      background: rgba(255, 255, 255, 0.96);
      border-bottom: 1px solid rgba(230, 237, 244, 0.9);
      box-shadow: 0 10px 28px rgba(10, 37, 64, 0.07);
      backdrop-filter: blur(16px);
    }

    .site-header::after {
      display: block;
      height: 3px;
      background: linear-gradient(90deg, transparent, var(--gold), transparent);
      content: "";
    }

    .nav-wrap {
      display: flex;
      align-items: center;
      justify-content: space-between;
      min-height: 82px;
      gap: 20px;
    }

    .brand {
      display: flex;
      align-items: center;
      gap: 12px;
      min-width: 190px;
    }

    .brand-logo {
      width: 86px;
      height: 56px;
      border-radius: var(--radius);
      object-fit: contain;
      object-position: center;
    }

    .brand-text strong {
      display: block;
      color: var(--blue);
      font-size: 1.05rem;
      line-height: 1.1;
      text-transform: uppercase;
    }

    .brand-text span {
      color: var(--muted);
      display: block;
      font-size: 0.76rem;
      margin-top: 3px;
    }

    .nav-links {
      display: flex;
      align-items: center;
      gap: 24px;
      color: var(--blue);
      font-size: 0.95rem;
      font-weight: 800;
    }

    .nav-links a {
      position: relative;
      padding: 8px 0;
    }

    .nav-links a::after {
      position: absolute;
      left: 0;
      bottom: 0;
      width: 0;
      height: 2px;
      background: var(--gold);
      content: "";
      transition: width 0.2s ease;
    }

    .nav-links a:hover::after {
      width: 100%;
    }

    .menu-toggle {
      display: none;
      width: 44px;
      height: 44px;
      border: 1px solid var(--line);
      border-radius: var(--radius);
      background: var(--white);
      color: var(--blue);
      cursor: pointer;
      font-size: 1.2rem;
    }

    .hero {
      position: relative;
      overflow: hidden;
      background:
        linear-gradient(90deg, rgba(10, 37, 64, 0.98) 0%, rgba(10, 37, 64, 0.9) 40%, rgba(10, 37, 64, 0.44) 72%, rgba(10, 37, 64, 0.16) 100%),
        url("invest-with-nahid-assets/hero-finance-hd.png") center / cover no-repeat;
      color: var(--white);
    }

    .hero::before {
      position: absolute;
      inset: 0;
      background:
        radial-gradient(circle at 17% 22%, rgba(18, 168, 90, 0.18), transparent 24%),
        linear-gradient(180deg, rgba(10, 37, 64, 0.12), rgba(10, 37, 64, 0.82));
      content: "";
    }

    .hero-grid {
      position: relative;
      display: grid;
      grid-template-columns: minmax(0, 740px);
      align-items: center;
      min-height: calc(100vh - 82px);
      gap: 52px;
      padding: 76px 0 54px;
    }

    .hero-copy h1 {
      font-size: clamp(2.35rem, 5vw, 4.65rem);
      line-height: 1.03;
      max-width: 760px;
      margin-bottom: 20px;
    }

    .hero-copy p {
      max-width: 710px;
      color: rgba(255, 255, 255, 0.82);
      font-size: clamp(1.03rem, 2vw, 1.28rem);
      margin-bottom: 28px;
    }

    .hero-actions,
    .cta-row {
      display: flex;
      flex-wrap: wrap;
      gap: 14px;
    }

    .hero-proof {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 12px;
      margin-top: 34px;
      max-width: 650px;
    }

    .hero-note {
      display: inline-flex;
      align-items: center;
      gap: 10px;
      margin-top: 24px;
      border-left: 3px solid var(--gold);
      padding: 10px 14px;
      background: rgba(255, 255, 255, 0.09);
      color: rgba(255, 255, 255, 0.86);
      font-size: 0.92rem;
      font-weight: 700;
    }

    .proof-item {
      border: 1px solid rgba(255, 255, 255, 0.16);
      border-radius: var(--radius);
      padding: 14px;
      background: rgba(255, 255, 255, 0.08);
    }

    .proof-item strong {
      display: block;
      color: var(--gold-2);
      font-size: 1.18rem;
    }

    .proof-item span {
      color: rgba(255, 255, 255, 0.78);
      font-size: 0.82rem;
    }

    .hero-visual {
      display: none;
      position: relative;
      min-height: 560px;
    }

    .finance-panel {
      position: absolute;
      right: 0;
      top: 34px;
      width: min(100%, 480px);
      border: 1px solid rgba(255, 255, 255, 0.2);
      border-radius: var(--radius);
      padding: 26px;
      background: rgba(255, 255, 255, 0.97);
      box-shadow: var(--shadow);
      color: var(--blue);
    }

    .panel-top {
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: 16px;
      margin-bottom: 24px;
    }

    .panel-logo {
      display: flex;
      align-items: center;
      gap: 12px;
    }

    .panel-logo img {
      width: 96px;
      height: 64px;
      border-radius: var(--radius);
      object-fit: contain;
    }

    .panel-logo strong {
      display: block;
      line-height: 1.1;
    }

    .panel-badge {
      border-radius: var(--radius);
      background: rgba(15, 159, 110, 0.12);
      color: var(--green);
      font-weight: 900;
      padding: 8px 10px;
      white-space: nowrap;
    }

    .chart-card {
      border: 1px solid var(--line);
      border-radius: var(--radius);
      padding: 20px;
      background: var(--gray);
    }

    .chart-bars {
      display: grid;
      grid-template-columns: repeat(7, 1fr);
      align-items: end;
      height: 210px;
      gap: 12px;
      margin: 18px 0;
    }

    .chart-bars span {
      display: block;
      min-height: 38px;
      border-radius: 8px 8px 0 0;
      background: linear-gradient(180deg, var(--gold), #1676a3);
    }

    .growth-line {
      position: absolute;
      right: 30px;
      top: 285px;
      width: 245px;
      height: 92px;
      border-top: 5px solid var(--green);
      border-right: 5px solid var(--green);
      transform: skew(-28deg) rotate(-8deg);
    }

    .growth-line::after {
      position: absolute;
      right: -10px;
      top: -13px;
      width: 0;
      height: 0;
      border-left: 16px solid var(--green);
      border-top: 10px solid transparent;
      border-bottom: 10px solid transparent;
      content: "";
      transform: skew(28deg) rotate(8deg);
    }

    .advisor-card {
      position: absolute;
      left: 0;
      bottom: 58px;
      width: 255px;
      border-radius: var(--radius);
      padding: 18px;
      background: var(--white);
      box-shadow: var(--shadow);
      color: var(--blue);
    }

    .advisor-card i {
      display: inline-grid;
      place-items: center;
      width: 42px;
      height: 42px;
      border-radius: 50%;
      background: var(--blue);
      color: var(--gold);
      margin-bottom: 12px;
    }

    .floating-call {
      position: fixed;
      right: 18px;
      bottom: 18px;
      z-index: 45;
      display: grid;
      gap: 10px;
    }

    .float-btn {
      display: grid;
      place-items: center;
      width: 54px;
      height: 54px;
      border-radius: 50%;
      box-shadow: 0 16px 30px rgba(10, 37, 64, 0.25);
      color: var(--white);
      font-size: 1.35rem;
    }

    .float-whatsapp {
      background: #25D366;
    }

    .float-phone {
      background: var(--blue);
    }

    .service-grid {
      display: grid;
      grid-template-columns: minmax(0, 1.5fr) minmax(280px, 1fr);
      gap: 26px;
      align-items: start;
    }

    .feature-shell,
    .form-shell,
    .calculator,
    .testimonial-card,
    .card {
      border: 1px solid var(--line);
      border-radius: var(--radius);
      background: var(--white);
      box-shadow: 0 14px 34px rgba(10, 37, 64, 0.08);
    }

    .feature-shell {
      padding: 28px;
    }

    .feature-shell h3 {
      color: var(--blue);
      font-size: 1.6rem;
      margin-bottom: 10px;
    }

    .feature-shell > p {
      color: var(--muted);
      margin-bottom: 24px;
    }

    .pills {
      display: grid;
      grid-template-columns: repeat(2, minmax(0, 1fr));
      gap: 12px;
      margin-bottom: 28px;
    }

    .pill {
      display: flex;
      align-items: center;
      gap: 10px;
      border: 1px solid var(--line);
      border-radius: var(--radius);
      padding: 13px;
      color: var(--blue);
      font-weight: 800;
      background: var(--gray);
    }

    .pill i {
      color: var(--gold);
    }

    .benefit-grid,
    .why-grid,
    .insurance-grid,
    .testimonial-grid {
      display: grid;
      grid-template-columns: repeat(3, minmax(0, 1fr));
      gap: 18px;
    }

    .benefit-card,
    .why-card,
    .insurance-card {
      border: 1px solid var(--line);
      border-radius: var(--radius);
      padding: 20px;
      background: var(--white);
      transition: transform 0.2s ease, box-shadow 0.2s ease;
    }

    .benefit-card:hover,
    .why-card:hover,
    .insurance-card:hover,
    .testimonial-card:hover {
      transform: translateY(-4px);
      box-shadow: var(--shadow);
    }

    .icon-box {
      display: inline-grid;
      place-items: center;
      width: 46px;
      height: 46px;
      border-radius: var(--radius);
      background: rgba(18, 168, 90, 0.14);
      color: var(--gold);
      font-size: 1.2rem;
      margin-bottom: 14px;
    }

    .benefit-card h4,
    .why-card h3,
    .insurance-card h3,
    .testimonial-card h3 {
      color: var(--blue);
      margin-bottom: 8px;
    }

    .benefit-card p,
    .why-card p,
    .insurance-card p,
    .testimonial-card p {
      color: var(--muted);
      font-size: 0.94rem;
    }

    .investment-graphic {
      display: grid;
      grid-template-columns: 1fr;
      gap: 18px;
    }

    .growth-card {
      min-height: 290px;
      overflow: hidden;
      position: relative;
      padding: 24px;
      background: var(--blue);
      color: var(--white);
    }

    .growth-card::after {
      position: absolute;
      inset: auto -20px -28px auto;
      width: 190px;
      height: 190px;
      border: 28px solid rgba(18, 168, 90, 0.22);
      border-radius: 50%;
      content: "";
    }

    .image-card {
      padding: 0;
      background: var(--white);
    }

    .image-card::after {
      display: none;
    }

    .image-card img {
      width: 100%;
      aspect-ratio: 16 / 10;
      object-fit: cover;
    }

    .image-caption {
      position: absolute;
      left: 0;
      right: 0;
      bottom: 0;
      padding: 56px 22px 22px;
      background: linear-gradient(180deg, transparent, rgba(10, 37, 64, 0.94));
      color: var(--white);
    }

    .image-caption h3 {
      color: var(--white);
      margin-bottom: 6px;
    }

    .image-caption p {
      color: rgba(255, 255, 255, 0.8);
      font-size: 0.94rem;
    }

    .growth-card h3 {
      color: var(--white);
      margin-bottom: 10px;
    }

    .growth-card p {
      color: rgba(255, 255, 255, 0.78);
    }

    .mini-chart {
      display: flex;
      align-items: end;
      gap: 10px;
      height: 150px;
      margin-top: 28px;
    }

    .mini-chart span {
      flex: 1;
      border-radius: 8px 8px 0 0;
      background: linear-gradient(180deg, var(--gold-2), var(--gold));
    }

    .amfi-card {
      padding: 24px;
      background:
        linear-gradient(135deg, rgba(18, 168, 90, 0.12), rgba(10, 37, 64, 0.04)),
        var(--white);
    }

    .amfi-card strong {
      display: block;
      color: var(--blue);
      font-size: 1.25rem;
      margin-top: 4px;
      margin-bottom: 8px;
    }

    .cta-band {
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: 18px;
      margin-top: 34px;
      border-radius: var(--radius);
      padding: 24px;
      background: var(--blue);
      color: var(--white);
    }

    .cta-band p {
      max-width: 640px;
      color: rgba(255, 255, 255, 0.78);
    }

    .why-grid {
      grid-template-columns: repeat(3, 1fr);
    }

    .insurance-wrap {
      display: grid;
      grid-template-columns: 0.95fr 1.4fr;
      gap: 28px;
      align-items: center;
    }

    .insurance-image {
      overflow: hidden;
      border-radius: var(--radius);
      background: var(--blue);
      box-shadow: var(--shadow);
    }

    .insurance-image img {
      width: 100%;
      min-height: 360px;
      object-fit: cover;
    }

    .calculator-wrap {
      display: grid;
      grid-template-columns: 0.9fr 1.1fr;
      gap: 28px;
      align-items: center;
    }

    .calculator {
      padding: 28px;
    }

    .calc-field {
      margin-bottom: 20px;
    }

    .calc-field label {
      display: flex;
      align-items: center;
      justify-content: space-between;
      color: var(--blue);
      font-weight: 800;
      margin-bottom: 8px;
    }

    .calc-field input[type="range"] {
      width: 100%;
      accent-color: var(--gold);
    }

    .calc-result {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 12px;
      margin-top: 20px;
    }

    .calc-result div {
      border-radius: var(--radius);
      padding: 14px;
      background: var(--gray);
    }

    .calc-result span {
      display: block;
      color: var(--muted);
      font-size: 0.78rem;
    }

    .calc-result strong {
      color: var(--blue);
      font-size: 1.05rem;
    }

    .process {
      display: grid;
      grid-template-columns: repeat(5, 1fr);
      gap: 16px;
      counter-reset: steps;
    }

    .step-card {
      position: relative;
      min-height: 190px;
      border: 1px solid var(--line);
      border-radius: var(--radius);
      padding: 22px;
      background: var(--white);
      counter-increment: steps;
    }

    .step-card::before {
      display: grid;
      place-items: center;
      width: 42px;
      height: 42px;
      margin-bottom: 18px;
      border-radius: 50%;
      background: var(--gold);
      color: var(--blue);
      content: counter(steps);
      font-weight: 900;
    }

    .step-card h3 {
      color: var(--blue);
      font-size: 1.02rem;
      margin-bottom: 8px;
    }

    .step-card p {
      color: var(--muted);
      font-size: 0.92rem;
    }

    .testimonial-card {
      padding: 22px;
    }

    .stars {
      color: var(--gold);
      margin-bottom: 12px;
    }

    .client {
      display: flex;
      align-items: center;
      gap: 12px;
      margin-top: 18px;
    }

    .avatar {
      display: grid;
      place-items: center;
      width: 42px;
      height: 42px;
      border-radius: 50%;
      background: var(--blue);
      color: var(--gold);
      font-weight: 900;
    }

    .trust {
      background: var(--blue);
      color: var(--white);
    }

    .trust .section-head h2,
    .trust .section-head p {
      color: var(--white);
    }

    .stats-grid {
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 18px;
    }

    .stat-card {
      border: 1px solid rgba(255, 255, 255, 0.18);
      border-radius: var(--radius);
      padding: 28px 20px;
      text-align: center;
      background: rgba(255, 255, 255, 0.08);
    }

    .stat-card strong {
      display: block;
      color: var(--gold-2);
      font-size: clamp(2rem, 4vw, 3.2rem);
      line-height: 1;
      margin-bottom: 8px;
    }

    .lead-grid {
      display: grid;
      grid-template-columns: 0.8fr 1.2fr;
      gap: 34px;
      align-items: start;
    }

    .contact-panel {
      border-radius: var(--radius);
      padding: 28px;
      background: var(--blue);
      color: var(--white);
    }

    .contact-panel h2 {
      font-size: clamp(2rem, 4vw, 3rem);
      line-height: 1.12;
      margin-bottom: 14px;
    }

    .contact-panel p {
      color: rgba(255, 255, 255, 0.78);
      margin-bottom: 22px;
    }

    .contact-list {
      display: grid;
      gap: 14px;
      margin-top: 24px;
    }

    .contact-list a,
    .contact-list div {
      display: flex;
      align-items: center;
      gap: 12px;
      color: rgba(255, 255, 255, 0.9);
    }

    .contact-list i {
      display: grid;
      place-items: center;
      width: 38px;
      height: 38px;
      border-radius: 50%;
      background: rgba(18, 168, 90, 0.16);
      color: var(--gold);
    }

    .form-shell {
      padding: 28px;
    }

    .form-grid {
      display: grid;
      grid-template-columns: repeat(2, 1fr);
      gap: 18px;
    }

    .field {
      display: grid;
      gap: 7px;
    }

    .field.full {
      grid-column: 1 / -1;
    }

    .field label {
      color: var(--blue);
      font-weight: 800;
      font-size: 0.92rem;
    }

    .field input,
    .field select,
    .field textarea {
      width: 100%;
      border: 1px solid var(--line);
      border-radius: var(--radius);
      background: var(--white);
      color: var(--text);
      outline: 0;
      padding: 13px 14px;
      transition: border 0.2s ease, box-shadow 0.2s ease;
    }

    .field textarea {
      min-height: 118px;
      resize: vertical;
    }

    .field input:focus,
    .field select:focus,
    .field textarea:focus {
      border-color: var(--gold);
      box-shadow: 0 0 0 4px rgba(18, 168, 90, 0.12);
    }

    .error {
      color: #b42318;
      font-size: 0.82rem;
      min-height: 18px;
    }

    .success-msg {
      display: none;
      margin-top: 16px;
      border-radius: var(--radius);
      padding: 12px 14px;
      background: rgba(15, 159, 110, 0.1);
      color: var(--green);
      font-weight: 800;
    }

    .faq-list {
      display: grid;
      gap: 12px;
      max-width: 920px;
      margin: 0 auto;
    }

    .faq-item {
      border: 1px solid var(--line);
      border-radius: var(--radius);
      background: var(--white);
      overflow: hidden;
    }

    .faq-question {
      display: flex;
      align-items: center;
      justify-content: space-between;
      width: 100%;
      border: 0;
      background: transparent;
      color: var(--blue);
      cursor: pointer;
      font-weight: 900;
      padding: 18px 20px;
      text-align: left;
    }

    .faq-answer {
      max-height: 0;
      overflow: hidden;
      color: var(--muted);
      transition: max-height 0.25s ease;
    }

    .faq-answer p {
      padding: 0 20px 18px;
    }

    .faq-item.active .faq-answer {
      max-height: 180px;
    }

    .faq-item.active .faq-question i {
      transform: rotate(45deg);
    }

    .faq-question i {
      color: var(--gold);
      transition: transform 0.2s ease;
    }

    .final-cta {
      position: relative;
      overflow: hidden;
      padding: 78px 0;
      background: var(--blue);
      color: var(--white);
      text-align: center;
    }

    .final-cta::before {
      position: absolute;
      inset: 0;
      background:
        radial-gradient(circle at 20% 20%, rgba(18, 168, 90, 0.2), transparent 30%),
        radial-gradient(circle at 78% 70%, rgba(15, 159, 110, 0.16), transparent 28%);
      content: "";
    }

    .final-cta .container {
      position: relative;
    }

    .final-cta h2 {
      font-size: clamp(2.2rem, 5vw, 4rem);
      line-height: 1.08;
      margin-bottom: 14px;
    }

    .final-cta p {
      max-width: 690px;
      margin: 0 auto 26px;
      color: rgba(255, 255, 255, 0.8);
    }

    .final-cta .cta-row {
      justify-content: center;
    }

    .site-footer {
      background: #071b2f;
      color: rgba(255, 255, 255, 0.76);
      padding: 58px 0 22px;
    }

    .footer-grid {
      display: grid;
      grid-template-columns: 1.3fr 0.7fr 0.8fr 1fr;
      gap: 30px;
      padding-bottom: 34px;
      border-bottom: 1px solid rgba(255, 255, 255, 0.12);
    }

    .footer-brand img {
      width: 176px;
      height: 116px;
      border-radius: var(--radius);
      object-fit: contain;
      margin-bottom: 14px;
    }

    .footer-brand h3,
    .footer-col h3 {
      color: var(--white);
      margin-bottom: 14px;
    }

    .footer-col ul {
      display: grid;
      gap: 10px;
      list-style: none;
    }

    .footer-col a:hover {
      color: var(--gold-2);
    }

    .socials {
      display: flex;
      gap: 10px;
      margin-top: 16px;
    }

    .socials a {
      display: grid;
      place-items: center;
      width: 40px;
      height: 40px;
      border-radius: 50%;
      background: rgba(255, 255, 255, 0.1);
      color: var(--white);
    }

    .footer-bottom {
      display: flex;
      justify-content: space-between;
      gap: 16px;
      padding-top: 22px;
      font-size: 0.9rem;
    }

    .reveal {
      opacity: 0;
      transform: translateY(22px);
      transition: opacity 0.65s ease, transform 0.65s ease;
    }

    .reveal.visible {
      opacity: 1;
      transform: translateY(0);
    }

    @media (max-width: 1040px) {
      .nav-links {
        position: fixed;
        left: 16px;
        right: 16px;
        top: 92px;
        display: none;
        flex-direction: column;
        align-items: stretch;
        gap: 4px;
        border: 1px solid var(--line);
        border-radius: var(--radius);
        padding: 16px;
        background: var(--white);
        box-shadow: var(--shadow);
      }

      .nav-links.open {
        display: flex;
      }

      .nav-links a,
      .nav-links .btn {
        width: 100%;
        justify-content: center;
        text-align: center;
      }

      .menu-toggle {
        display: inline-grid;
        place-items: center;
      }

      .hero-grid,
      .service-grid,
      .insurance-wrap,
      .calculator-wrap,
      .lead-grid {
        grid-template-columns: 1fr;
      }

      .hero-grid {
        min-height: auto;
      }

      .hero-visual {
        min-height: 0;
      }

      .finance-panel {
        left: 50%;
        right: auto;
        transform: translateX(-50%);
      }

      .advisor-card {
        left: 24px;
      }

      .benefit-grid,
      .why-grid,
      .insurance-grid,
      .testimonial-grid,
      .process,
      .stats-grid,
      .footer-grid {
        grid-template-columns: repeat(2, 1fr);
      }
    }

    @media (max-width: 720px) {
      .container {
        width: min(100% - 24px, var(--max));
      }

      .section {
        padding: 62px 0;
      }

      .brand-logo {
        width: 66px;
        height: 46px;
      }

      .brand-text strong {
        font-size: 0.92rem;
      }

      .brand-text span {
        display: none;
      }

      .hero-grid {
        gap: 24px;
        padding-top: 46px;
      }

      .hero {
        background-position: 58% center;
      }

      .hero-proof,
      .pills,
      .benefit-grid,
      .why-grid,
      .insurance-grid,
      .testimonial-grid,
      .process,
      .stats-grid,
      .form-grid,
      .calc-result,
      .footer-grid {
        grid-template-columns: 1fr;
      }

      .hero-visual {
        min-height: 0;
      }

      .finance-panel {
        width: 100%;
        top: 0;
        padding: 20px;
      }

      .panel-top {
        align-items: flex-start;
        flex-direction: column;
      }

      .chart-bars {
        height: 170px;
      }

      .growth-line {
        display: none;
      }

      .advisor-card {
        left: 0;
        bottom: 0;
        width: 100%;
      }

      .cta-band,
      .footer-bottom {
        align-items: flex-start;
        flex-direction: column;
      }

      .insurance-image img {
        min-height: 240px;
      }

      .float-btn {
        width: 48px;
        height: 48px;
      }
    }

    @media (prefers-reduced-motion: reduce) {
      *,
      *::before,
      *::after {
        scroll-behavior: auto !important;
        transition-duration: 0.01ms !important;
        animation-duration: 0.01ms !important;
      }
    }